Utility guide

Schipperke: Complete Breed Guide

The Schipperke is a dog breed covered in this guide for UK owners, with practical notes on everyday care, common health themes and pet insurance points a policy detail to check. When comparing cover for a Schipperke, read the policy wording for vet fee limits, dental wording and hereditary condition cover, because those details can make a real difference if treatment is needed.

Last updated: 10 May 2026

Schipperke dog breed guide placeholder image
Breed groupUtility
SizeSmall
EnergyActive
CoatDense double coat

What is a Schipperke like?

Schipperkes are usually curious, energetic and alert dogs that enjoy being involved in everything happening around them. Many are affectionate with their families but also independent enough to make their own decisions.

The breed has a working background as a small watchdog and vermin controller, particularly around boats and yards. In day-to-day ownership, this often means a dog that is watchful, busy and quick to react to movement, sound or change.

Schipperke temperament

Schipperkes are often confident, intelligent and lively. They can be loyal family companions, but they may also be vocal, mischievous or strong-willed if under-stimulated. Their alertness means early training around barking, recall and calm settling is useful.

Schipperke care needs

  • Provide daily walks, play and training to meet the breed’s active nature.
  • Brush the dense coat weekly, with extra grooming during seasonal shedding.
  • Work on recall and lead control because some Schipperkes may chase wildlife.
  • Keep training varied because this breed can become bored with repetition.
  • Monitor dental health because smaller breeds can be prone to tartar build-up.
  • Policy wording sets out ears, nails and paw pads regularly as part of routine care.

Schipperke size and lifespan

Male Schipperkes are usually around 28 to 33cm at the shoulder and commonly weigh between 5 and 8kg. Females are usually around 25 to 30cm and commonly weigh between 4 and 7kg. Average lifespan is generally around 13 to 15 years. Healthy weight, dental care, regular exercise and good routine management can all support long-term comfort and wellbeing.

Schipperke exercise needs

Most adult Schipperkes need around 45 to 75 minutes of daily exercise, depending on age, fitness and temperament. They often enjoy brisk walks, games, scent work, trick training and activities that give them something to think about. Puppies should avoid excessive structured exercise while developing, and many owners follow the five-minute rule, meaning around five minutes of structured exercise per month of age up to twice daily.

Coat and grooming

The Schipperke has a dense double coat that sheds steadily and more heavily during seasonal coat changes. Weekly brushing is usually enough for much of the year, with extra grooming needed when the undercoat loosens. Owners should also check nails, ears, teeth and paw pads regularly, especially because active small dogs can pick up debris on walks.

Temperament and training

Schipperkes are intelligent and capable learners, but they can also be independent and easily distracted. Reward-based training, clear routines and short, varied sessions usually work well. Owners should be aware of barking, prey drive, escape attempts and possible guarding behaviour if the dog is not given enough structure.

Is a Schipperke right for me?

Schipperkes usually suit owners who want a small dog with energy, confidence and a strong personality. They can adapt to different homes, but they need training, exercise and mental stimulation rather than being treated as a low-effort lap dog. Before comparing policies, it is worth factoring in potential costs linked to dental care, eye conditions, joint issues or ongoing treatment.

Schipperke health issues and pet insurance checks

This section is not financial advice. It is a plain-English checklist of policy details Schipperke owners can use to understand policy wording before purchase.

Vet fee limit

Schipperkes are small dogs, but treatment for dental disease, eye conditions or orthopaedic problems can still become expensive.

  • Check the annual vet fee limit available per condition or per year
  • Look for diagnostic imaging and specialist referral cover
  • Review whether surgery, medication and follow-up appointments are included

Patella and structural wording

Kneecap or joint issues can require imaging, surgery or long-term management.

  • Check how bilateral conditions are defined
  • Review wording around patella luxation claims
  • Look for exclusions linked to hereditary or developmental joint conditions

Ongoing dental and eye cover

Some eye, skin, dental or mobility issues may need repeat treatment over more than one year.

  • Check whether cover renews each year for ongoing conditions
  • Check whether illness-related dental treatment is included
  • Look for cover for eye referrals, medication and surgery

Related dog guides

Continue researching similar breeds and dog insurance topics.

Schipperke FAQs

Common questions about Schipperkes and pet insurance.

Are Schipperkes expensive to insure?

Schipperkes are not usually among the most expensive breeds to insure, but prices can vary depending on age, postcode and cover level. Policy wording may include terms around dental treatment, patella claims, eye conditions and ongoing cover.

What health issues are Schipperkes known for?

Schipperkes can be associated with patella luxation, eye conditions, dental disease, hip problems and skin irritation. Not every Schipperke will experience these issues, but they are useful themes to understand when researching the breed.

How does lifetime cover apply for a Schipperke?

Some owners consider lifetime-style cover because eye, skin, dental or mobility conditions may need repeat treatment over time. Limits, exclusions and renewal terms are set out in the policy wording.

Can I insure a Schipperke with a pre-existing condition?

Some insurers may still offer cover if a Schipperke has a pre-existing condition, although that condition may be excluded or restricted. This can be especially relevant for dental, eye, skin or joint problems. The insurer's exact wording sets out the terms that apply.