Pet insurance reviews

4Paws Pet Insurance Reviews

4Paws is a UK pet insurance provider reviewed here for pet owners comparing cover. This page looks at accident-only, time-limited, maximum benefit and lifetime-style cover, where available; a clear plus is that the page brings owner review context together in one place, while a clear drawback is that you still need to check the insurer’s latest policy wording directly before relying on any feature.

Thinking about 4Paws Pet Insurance? Here you'll find reviews from 4Paws customers covering everything from claims handling to customer service, so you can see what it's like to be insured with 4Paws before you commit.

Real reviewsFrom real pet owners
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At a glance <
See which
policies are
available
EstablishedUK pet insurance brand
Cover - pet typesDogs and cats
Policies availableTime Limited, Maximum Benefit and Lifetime
Accident only
Time limited
Maximum benefit
Lifetime
x

About 4Paws Pet Insurance

4Paws offers dog and cat insurance with multiple cover levels designed for different budgets and needs.

Policies include options for ongoing conditions through lifetime cover products.

Most known for: Budget-friendly pet insurance options.

Happy dog and cat illustration

Things worth knowing

4Paws policies are underwritten by Covea Insurance.

During our research we found the 4Paws policy structure to be more complex than most other lifetime insurers we reviewed. There are a number of age-related conditions within the policy that affect what is and is not covered as the pet gets older. Full details are in the policy wording.

Death from illness is excluded once a dog reaches a certain age. The exact age threshold is set out in the policy wording.

For certain breeds, an additional percentage contribution applies on top of the fixed excess from a set age. Details of which breeds are affected are in the policy wording.

Because of the complexity of the policy structure, 4Paws does not appear in our main price comparison table. 4Paws quotes and full policy wording are available directly from 4Paws.

Full policy wording is available directly from 4Paws, and terms can change.

Reviews from our community ♡

4 reviews

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JS

Jane S.

Dog owner
Lifetime cover
★★★★★

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

MC

Mark C.

Cat owner
Lifetime cover
★★★★★

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

LG

Lisa G.

Dog owner
Maximum benefit cover
★★★★★

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

RW

Rachel W.

Dog owner
Lifetime cover
★★★★★

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

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Our reviews are written independently based on publicly available policy information and real customer experiences. We do not earn commission on clicks or sales. Some insurers pay a flat fee to be listed in our directory — this does not influence our editorial content, the reviews shown or how providers are presented on this site.

If any provider details shown here are inaccurate, or if you represent an insurer and would like your company considered for inclusion, email info@honestpetinsurance.co.uk. Listings are for general information only and do not constitute a recommendation, endorsement or financial advice.