Pet insurance reviews

Napo Pet Insurance Reviews

Napo is a UK pet insurance provider reviewed here for pet owners comparing cover. This page looks at accident-only, time-limited, maximum benefit and lifetime-style cover, where available; a clear plus is that the page brings owner review context together in one place, while a clear drawback is that you still need to check the insurer’s latest policy wording directly before relying on any feature.

Thinking about Napo Pet Insurance? Here you'll find reviews from Napo customers covering everything from claims handling to customer service, so you can see what it's like to be insured with Napo before you commit.

Real reviewsFrom real pet owners
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At a glance <
See which
policies are
available
Established2021 in the UK
Cover - pet typesDogs and cats
Policies availableLifetime
Accident only
Time limited
Maximum benefit
Lifetime
x
x
x

About Napo Pet Insurance

Napo is a digital pet insurer offering lifetime pet insurance for dogs and cats through an app-based experience.

Policies include access to digital claims support and additional wellbeing services.

Most known for: Modern app-based insurance experience.

Happy dog and cat illustration

Things worth knowing

Napo applies a 20% co-payment from age 9 on many policies for both dogs and cats. This means policyholders contribute 20% of eligible claims alongside the excess once the pet reaches that age.

Dental conditions are included within Napo policies, subject to the policy terms and dental care requirements. This level of dental cover is more comprehensive than some insurers offer.

Physiotherapy and behavioural support are included as standard benefits on many Napo policies, subject to policy terms and referral requirements.

Napo has offered Tractive GPS devices with some new policies and promotions. Availability and terms can vary over time.

Third party liability cover is included for dogs but not typically for cats. Cat owners should check the policy wording carefully if this is important to them.

Full policy wording is available directly from Napo, and terms, pricing and cover can change over time.

Reviews from our community ♡

4 reviews

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JS

Jane S.

Dog owner
Lifetime cover
★★★★★

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

MC

Mark C.

Cat owner
Lifetime cover
★★★★★

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

LG

Lisa G.

Dog owner
Maximum benefit cover
★★★★★

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

RW

Rachel W.

Dog owner
Lifetime cover
★★★★★

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

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Our reviews are written independently based on publicly available policy information and real customer experiences. We do not earn commission on clicks or sales. Some insurers pay a flat fee to be listed in our directory — this does not influence our editorial content, the reviews shown or how providers are presented on this site.

If any provider details shown here are inaccurate, or if you represent an insurer and would like your company considered for inclusion, email info@honestpetinsurance.co.uk. Listings are for general information only and do not constitute a recommendation, endorsement or financial advice.