Pet insurance reviews
Petplan is a UK pet insurance provider reviewed here for pet owners comparing cover. This page looks at accident-only, time-limited, maximum benefit and lifetime-style cover, where available; a clear plus is that the page brings owner review context together in one place, while a clear drawback is that you still need to check the insurer’s latest policy wording directly before relying on any feature.
Thinking about Petplan Pet Insurance? Here you'll find reviews from Petplan customers covering everything from claims handling to customer service, so you can see what it's like to be insured with Petplan before you commit.
Petplan is one of the best known pet insurance brands in the UK and has specialised in pet insurance for decades. The insurer offers a range of cover levels including lifetime policies designed to help with ongoing conditions year after year, subject to renewal terms.
Petplan says it works closely with vets and animal welfare organisations and is widely recognised within the UK pet insurance market. It is part of Allianz Insurance plc.
Most known for: Lifetime cover and long-standing relationships with UK veterinary practices.
Petplan typically applies a 20% co-payment once pets reach a certain age, usually age 10, or age 7 for some dog breeds. This means you contribute 20% of eligible vet fee claims on top of your fixed excess. Petplan says customers are notified at least a year before this change takes effect.
Petplan frequently applies introductory online discounts to first-year premiums. Renewal pricing will not usually include that introductory discount, so renewal costs may be higher than the first year.
Dental illness and injury are included within Petplan's lifetime policies, subject to the policy terms and requirements such as regular dental examinations and recommended treatment being carried out.
Petplan offers direct payment to vets as standard, meaning you may not need to pay the bill upfront and wait to be reimbursed.
Petplan operates a Claims Pricing Guarantee, which means they state they will not increase your premium solely because you have made a claim.
Currently, £12,000 appears to be the highest annual lifetime vet fee limit available from Petplan. If you are looking for higher annual limits, you may need to consider other providers.
Petplan is part of Allianz Insurance plc.
Full policy wording is available directly from Petplan, and terms and cover can change over time.
4 reviews
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