Pet insurance reviews

Scratch & Patch Pet Insurance Reviews

Scratch & Patch Pet Insurance is a UK pet insurance provider offering a range of cover options for dogs and cats, including Lifetime, Maximum Benefit, Time Limited, and Accident Only policies.

Thinking about Scratch & Patch Pet Insurance? Here you'll find reviews from Scratch & Patch customers covering everything from claims handling to customer service, so you can see what it's like to be insured with Scratch & Patch before you commit.

At a glance <
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EstablishedUK pet insurance brand
Cover - pet typesDogs and cats
Policies availableLifetime
Accident only
Time limited
Maximum benefit
Lifetime

About Scratch & Patch Pet Insurance

Scratch & Patch offers straightforward pet insurance designed to provide reliable protection and peace of mind when you need it most. Every policy includes free unlimited access to their 24/7 Vet Careline, and if you have more than one pet, you'll save 20% with their multi-pet discount.

Happy dog and cat illustration

Things worth knowing

  • Scratch & Patch offer three lifetime policy tiers, with a maximum vet fee limit of £8,000 per year on their highest tier.
  • The excess structure changes with the age of the pet. For dogs under 10 the fixed excess is one amount, and this increases once the dog turns 10. Exact figures are shown at the quote stage and in the full policy wording.
  • Scratch & Patch policies are underwritten by Stonebridge International Insurance Ltd. Full policy wording is available directly from Scratch & Patch, and terms can change.

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